body { background-color:#FFFFFF;  color: #000000;
 font-family:serif;
 font-size:12pt;
 line-height:14pt;
 } 
 a:link { background-color: #FFFFFF; color: #00008B; }
 a:visited { background-color: #FFFFFF; color: #000000; }
 a:hover { background-color: #FFFFFF; color: #32BFC1; }

div.banner { text-align: center;  margin-top: 30px;  margin-bottom: 10px; }
div.center { text-align: center; }
div.bold { margin-top:18px; font-weight: 700; font-size:12pt;
 line-height:14pt; }
div.note { text-align: center; margin-bottom: 40px; }
div.para { 
 margin-top: 30px; 
 margin-left: 30px; 
 margin-bottom: 30px; 
 margin-right: 30px;
 } 
div.wave { background: url(images/wave.gif);
background-repeat: repeat-x; }
div.fs { margin-left: 30px; margin-bottom: 12px; }
*#banner { text-align: center; margin-top: 12px; }
*#enter { margin-top: 40px; margin-bottom: 40px; }

*#text { 
 margin-top: 30px; 
 margin-left: 60px; 
 margin-bottom: 30px; 
 margin-right: 60px;
 } 
*#headline {
 text-align: center; 
 font-weight: 700; 
 font-size: 32pt; 
 background-color: #FFFFFF; 
 color: #00008B;
 line-height: 36pt; 
 margin-top: 30px;
 margin-bottom:12px; 
  } 
*#header { 
 font-weight: 700; 
 font-size: 16pt; 
 line-height: 18pt;
 margin-top: 40px; 
 margin-bottom: 40px;
 }
div.heading {
 font-weight: 700; 
 font-size:12pt; 
 line-height:14pt;
 margin-top:18px; 
 margin-bottom:6px;
 }